From your documents to a builder-verified valuation in 7–10 days.
You provide your full insurance policy and your adjuster's Xactimate estimate. Our AI ingestion engine reads 70–120+ pages, breaks down every line item, and organizes it into a structured project file.
Our team digitally rebuilds your home using professional estimating tools—capturing footprint, layouts, structural elements, and finishes. We're not adjusting your carrier's numbers. We're reconstructing your home from scratch.
We run detailed takeoffs (square footage, materials, room-by-room quantities) and apply real local construction pricing—not generic system averages. This is where we address the core problem: Xactimate defaults vs. actual rebuild costs.
We compare the carrier's estimate to our valuation and flag:
A licensed general contractor reviews the reconstruction, takeoffs, and pricing—then signs off on the final numbers. It's not just AI. It's AI plus a contractor's signature.
You get a 55–75 page rebuild valuation with line-by-line detail, a summary of key differences vs. the carrier's estimate, and documentation formatted for your adjuster, public adjuster, or attorney.
ClaimArchitect provides independent rebuild valuations only. We are not a public adjuster, law firm, or insurance company. We do not negotiate claims or provide legal advice.