If your Altadena home was damaged or destroyed by fire, you may be looking at a rebuild estimate that doesn't feel big enough to put your life back the way it was.
Important: ClaimArchitect provides independent rebuild valuation and estimating services. We are not a public adjusting firm, law firm, or insurance company. We do not negotiate, adjust, or settle insurance claims, and we do not provide legal or tax advice.
Why "standard" estimates often come up short.
Hillside lots, slope, and access challenges common in Altadena
Older homes and custom remodels that don't match generic templates
Post-disaster labor and material spikes in the San Gabriel Valley
Required code upgrades, engineering, and soft costs
For many Altadena homeowners, the initial home insurance rebuild estimate becomes the anchor number for the entire claim, even when it underprices real construction costs. That gap can reach the high six or seven figures on a high-value Altadena property.
Carrier Rebuild Estimate
May underestimate actual costs
Real Rebuild Costs
Reflecting local market reality
The Rebuild Valuation Gap
An independent, builder-reviewed fire rebuild valuation.
"What will it realistically cost to rebuild this specific home in today's Altadena market?"
Our service focuses on preparing independent construction cost estimates that combine:
You receive a detailed rebuild valuation report you own and can choose to use with your own advisors, including your contractor, public adjuster, or attorney.
We stay in the valuation lane. Your other professionals decide how, when, and whether to use the numbers in your claim.
Simple Flat Fee
Covered by a 100% money-back guarantee if our valuation doesn't exceed your adjuster's estimate
We review your full insurance policy and current carrier rebuild estimate to identify areas where scope may be missing or underpriced.
Using professional construction-estimating tools, photos, plans, and property data, we digitally reconstruct your home to capture the details that drive real rebuild cost.
We run detailed takeoffs and apply Altadena-appropriate construction pricing, reflecting current local market conditions.
A licensed general contractor reviews the reconstruction, takeoffs, and proposed costs before we finalize your replacement cost value.
Receive a 55–75 page rebuild valuation report with line-by-line detail, formatted for adjusters, public adjusters, and attorneys to understand.
We're available to help you understand and explain the valuation, and can connect you with insurance bad faith lawyers if needed.
Complete a short intake and securely upload your full insurance policy, carrier's rebuild estimate, and any plans or photos you have.
Our team uses professional estimating tools and property data to reconstruct your home on screen, capturing details that often don't make it into generic estimates.
We run detailed takeoffs and apply local Altadena construction pricing consistent with real-world conditions.
A licensed contractor reviews the reconstruction, scope, and pricing, and signs off on the final replacement cost value.
You get your full valuation report plus a summary you can share with your adjuster, public adjuster, attorney, or builder.
With the report in hand, you and your advisors can decide how to use it in negotiations, legal strategy, or rebuild planning.
If your Altadena fire insurance rebuild estimate feels too low—but you're being pushed to make decisions—you don't have to move forward on faith alone.
For a simple flat fee, backed by a 100% money-back guarantee if our valuation doesn't exceed your adjuster's estimate, you can put an independent, builder-reviewed rebuild valuation behind your next move.
ClaimArchitect provides independent rebuild valuation and estimating services. We are not a public adjusting firm, law firm, or insurance company. We do not negotiate, adjust, or settle insurance claims, and we do not provide legal or tax advice. You should consult a qualified attorney, licensed public adjuster, or other professional before making decisions about your specific claim.