If your Pacific Palisades home was damaged or destroyed by fire, you're probably staring at a rebuild estimate that doesn't feel big enough to put your life back the way it was.
Important: ClaimArchitect provides independent rebuild valuation and estimating services. We are not a public adjusting firm, law firm, or insurance company. We do not negotiate, adjust, or settle insurance claims, and we do not provide legal or tax advice.
Why "standard" estimates often come up short.
Hillside lots and complex site work
High-end finishes and custom details common in Pacific Palisades
Post-disaster labor and material spikes in Westside L.A.
Required code upgrades, engineering, and soft costs
For many Pacific Palisades homeowners, the initial home insurance rebuild estimate becomes the anchor number for the entire claim, even when it underprices real construction costs. That gap can reach the high six or seven figures on a high-value Pacific Palisades home.
Carrier Rebuild Estimate
May underestimate actual costs
Real Rebuild Costs
Reflecting local market reality
The Rebuild Valuation Gap
An independent, builder-reviewed fire rebuild valuation.
"What will it realistically cost to rebuild this specific home in today's Pacific Palisades market?"
Our service focuses on preparing independent construction cost estimates that combine AI-assisted document review, digital reconstruction, local construction pricing, and licensed contractor review. You receive a detailed rebuild valuation report you own and can choose to use with your own advisors.
For a simple flat fee, covered by a 100% money-back guarantee
We review your full insurance policy and current carrier rebuild estimate to identify areas where scope may be missing or underpriced.
Using professional construction-estimating tools, photos, plans, and property data, we digitally reconstruct your home to capture the details that drive real rebuild cost.
We run detailed takeoffs and apply Pacific Palisades–appropriate construction pricing, reflecting current local market conditions.
A licensed general contractor reviews the reconstruction, takeoffs, and proposed costs before we finalize your replacement cost value.
Receive a 55–75 page rebuild valuation report with line-by-line detail, formatted for adjusters, public adjusters, and attorneys to understand.
We're available to help you understand and explain the valuation, and can connect you with insurance bad faith lawyers if needed.
This Pacific Palisades fire rebuild valuation page is for you if:
Your home is high-value, with a potential rebuild cost in the high six figures to multi-millions
You've received a written rebuild estimate from your carrier and it doesn't feel right
A builder, public adjuster, or attorney has suggested the number may be too low
You're dealing with a fire or smoke damage insurance claim in Pacific Palisades and the rebuild number doesn't match what you're hearing from local contractors
You want more than a ballpark bid—you want a line-by-line, builder-reviewed valuation
You'd rather invest once in a detailed valuation, backed by a money-back guarantee, than rely solely on a number you don't fully trust
Complete a short intake and securely upload your full insurance policy, carrier's rebuild estimate, and any plans or photos you have.
Our team uses professional estimating tools and property data to reconstruct your home on screen, capturing details that often don't make it into generic estimates.
We run detailed takeoffs and apply local Pacific Palisades construction pricing consistent with real-world conditions.
A licensed contractor reviews the reconstruction, scope, and pricing, and signs off on the final replacement cost value.
You get your full valuation report plus a summary you can share with your adjuster, public adjuster, attorney, or builder.
With the report in hand, you and your advisors can decide how to use it in negotiations, legal strategy, or rebuild planning.
Simple Flat Fee
One-time payment
100% Money-Back Guarantee
If the total rebuild valuation in your ClaimArchitect report does not exceed your adjuster's original written estimate, we refund your fee.
If your home is still standing but heavily affected by smoke, read our Pacific Palisades smoke damage rebuild valuation guide.
Before you make decisions, walk through our Pacific Palisades fire rebuild estimate checklist (15+ things to review).
If you're worried your coverage won't stretch to a full rebuild, see our Pacific Palisades fire rebuild coverage limits & underinsurance guide.
Not sure who should be on your team? Our Pacific Palisades fire insurance claim help guide (who does what) explains the roles of adjusters, public adjusters, attorneys, and valuation services.
If your Pacific Palisades fire insurance rebuild estimate feels too low—but you're being pushed to make decisions—you don't have to move forward on faith alone.
For a simple flat fee, backed by a 100% money-back guarantee if our valuation doesn't exceed your adjuster's estimate, you can put an independent, builder-reviewed rebuild valuation behind your next move.